Pricing built for your business
Fees vary from one business to the next, so here is the honest version: a range instead of one headline number. Where you sit depends on what you sell, how much you process and the risk on the account, and it is reviewed as you grow.
Card processing
Typically between
per transaction, plus a small fixed fee
One blended rate covering cards, wallets and debit pulls. Where you land depends on what you sell, how much you process and the risk on the account. Established businesses in lower-risk categories with steady volume price near the bottom of that range. Newer businesses and higher-risk categories start higher, and come down as they build history with us.
- Credit & debit — Visa, Mastercard, Amex, Discover
- Apple Pay & Google Pay
- Debit card & bank account pulls
- Real-time verification
- Rate reviewed as you grow
- No monthly minimums
Payouts
Typically between
flat fee per payout, never a percentage
Push money to any debit card or bank account for one flat fee. What you send is what they get, with zero percentage cut. The fee depends on the rail you send over and how much you move, and it is set alongside your processing rate.
- Flat fee, no % taken
- Push to debit cards & banks
- Instant & standard rails
- Pay anyone from the API
Usage based
Additional fees
The rest of the rate card: the infrastructure and verification services you use, and the account fees. Each one is quoted with your rate, and several are commonly waived.
Per use
Billed only when the service runs.
Gateway Transaction
Secure transaction routing, processing connectivity, reporting, and gateway functionality.
3DS Authentication
EMV 3DS authentication, including frictionless and challenge flows and liability-shift reporting where applicable.
Fraud Prevention
Screening on every incoming payment attempt, across every processor, declines included.
Secure Card Vault
Secure PCI-compliant storage and use of vaulted credentials, including network tokenization and token lifecycle support.
Account Updater
Refreshes a saved card in the vault when the issuer reissues or renumbers it, so recurring payments keep clearing.
Payment Validation
Validates the payment account and performs available AVS and CVV checks before or alongside transaction processing.
Cardholder Verification
Checks whether the cardholder name supplied by the customer matches the name held by the issuing bank.
Wallet Decryption
Decrypts and verifies the payment token behind an Apple Pay or Google Pay payment.
Chargeback
Charged per dispute received, whatever the outcome. Representment through Disputifier is included.
Account
Billed on your monthly invoice.
Monthly Account Fee
A flat monthly fee for the account. Waived on some pricing structures, quoted on others.
Monthly Minimum
A floor on what the account bills in a month. If your fees come in under it, you are billed the difference, and nothing extra once you are above it.
Setup Fee
One time only, in the month the account is opened. Often waived.
Frequently asked questions
Let's talk sales
Tell us a little about your business and our team will put together the right plan, pricing, and processing setup for you.
- Pricing built around your volume and vertical
- Get approved, even as a high-risk merchant
- A real human who knows payments, not a bot
Let's get you to the right place
We just need a few quick details.